How to Apply for LRAP

An application for the LRAP loan is required before each new LRAP cycle and an application for forgiveness is required immediately following the end of each cycle.

 

  Deadline

Application for Funding

typically awarded in contract periods spanning 3 to 12 months 

 

New applicants: the application cycle is rolling, but to receive a timely LRAP award, submit an application before or during your first month of qualifying employment that you also have an eligible loan payment due

Continuing applicants: the application cycle is rolling, but to receive a timely LRAP award, submit an application before or during the month your current contract ends (assuming you have an eligible payment due and qualifying employment)

 

Application for Forgiveness

due at the end of every LRAP contract period 

 

Within 30 days after your LRAP contract period ends

e.g.: if your contract ends April 30, your forgiveness application will be due at the end of May

 

Before submitting your application for LRAP support, all participants (both new and continuing) must choose a “track.” The Standard track is only available for the graduating classes through 2012. Graduates on the Standard track do have the option of switching to the IBR/PAYE track at a later date. Please note that if you select the IBR/PAYE track, you must follow the track for the remainder of your participation in LRAP. Please feel free to contact an LRAP Advisor should you require assistance in choosing the most beneficial track. Compare Standard and IBR/PAYE tracks using our Comparison Chart.

 

Application Checklist for first-time applicants

 Meet with an LRAP Advisor, preferably sometime in your 3L year (or post-graduation before you enter repayment). An LRAP appointment is a requirement to enter the program.

 Online application

 Employment verification form, including a copy of a published job description if this is your first time applying with this job.

 Verification of your Income-Driven Repayment plan (Income-Based Repayment (IBR), IBR for New Borrowers (New IBR), or Pay As You Earn (PAYE)). An IBR/PAYE approval letter typically indicates your approved payment amount, when the plan begins, and when it expires. We do our best to align your LRAP loan and contract period with what your expected loan payments will be for the following 6- 12 months. For this reason, we need to know know when your IBR or PAYE plan begins and when it will expire.

  • You may submit an LRAP application at your earliest convenience even if you don’t have a payment due yet or have not received your IBR or PAYE approval letter. Submit your LRAP application and e-mail us a copy of your IBR or PAYE approval letter when you receive it from your loan servicer. Likewise, any documents you wish to add to your application can be e-mailed to lrap@law.berkeley.edu. Samples of IBR/PAYE approval letters from two loan servicers: FedLoan Servicing and Navient

 Verification of your National Student Loan Data System (NSLDS) loan indebtedness (click on “Financial Aid Review”) 

 Personal statement: Please describe what brought you to public service and what you see yourself doing over the next five years (approx. 1 page). Although required, the personal statement is not used to determine eligibility.

 Recent résumé

 Sign up for Electronic Funds Transfer. Follow the EFT authorization instructions for UC Berkeley vendors. This is a separate EFT account/process than when you were a student. All new participants must resubmit their EFT authorizations even if they had an active account as a student. For first-time applicants we first have to request a vendor ID from the Disbursements Office before an EFT authorization will be accepted, which may take a few weeks. Please notify us of changes (address or employment change and/or pay increase) immediately.

 Conflict of Interest Certification Form (COI): https://supplychain.berkeley.edu/procurement/procurement-forms

 If you plan to pursue Public Service Loan Forgiveness (PSLF) and are in PSLF qualifying employment, eventually you will need to submit a PSLF Employment Certification Form to FedLoan Servicing. It is recommended that you submit this form annually at at least every time you leave a job. Please note that when you submit the PSLF Employment Certification Form for the first time, your loans may be transferred from your current loan servicer to another loan servicer called FedLoan Servicing. During this transfer, you may be unable to make payments on your loans for 30-60 days. If you’re unsure when to submit this form, please contact us.

 

Application Checklist for continuing participants (Renewal Applicants)

 Online application

 Employment verificationn form: A new employer verification form is required for each cycle. However, published job descriptions need to be submitted only once with your first-time application and again when changes in responsibilities and/or employment occur. 

 IBR/PAYE Track: Verification of your Income-Driven repayment plan (Income-Based Repayment (IBR), IBR for New Borrowers (New IBR), or Pay As You Earn (PAYE)). An IBR/PAYE approval letter typically indicates your approved payment amount, when the plan begins, and when it expires. We do our best to align your LRAP loan and contract period with what your expected loan payments will be for the following 6- 12 months. For this reason, we need to know know when your IBR or PAYE plan begins and when it will expire. If you are submitting an LRAP renewal application but plan to recertify your IDR plan soon or are waiting for your loan servicer to approve your application, please go ahead and submit your LRAP application anyways. Leave the monthly payment amount blank and e-mail us your IBR/PAYE approval letter when you receive it from your loan servicer. 

 Standard Track: We do not need proof of your repayment plan, but may require proof of your total remaining loan balances, especially if you are close to having paid off your loans.

 If you have not done so already, sign up for Electronic Funds Transfer. Follow the EFT authorization instructions for UC Berkeley vendors. This is a separate EFT account/process than when you were a student. All new participants must resubmit their EFT authorizations even if they had an active account as a student. For first-time applicants we first have to request a vendor ID from the Disbursements Office before an EFT authorization will be accepted. Please notify us of changes (address or employment change and/or pay increase) immediately.

 Private loan statement (for pre-2012 participants) that includes current balance, interest rate, and monthly payments. Once you have submitted a copy of your NSLDS loan history and/or disclosure statements, you do not have to submit them again.

 If you plan to pursue Public Service Loan Forgiveness (PSLF) and are in PSLF qualifying employment, eventually you will need to submit a PSLF Employment Certification Form to FedLoan Servicing. It is recommended that you submit this form annually at at least every time you leave a job. Please note that when you submit the PSLF Employment Certification Form for the first time, your loans may be transferred from your current loan servicer to another loan servicer called FedLoan Servicing. During this transfer, you may be unable to make payments on your loans for 30-60 days. If you’re unsure when to submit this form, please contact us.

 

Processing Your Application

  • We process applications in the order received and recommend that you submit all documents before the recommended deadlines in order to receive a timely LRAP award before you have a payment due.
  • For late applications, contact lrap@law.berkeley.edu. Please note that LRAP coverage will not be granted retroactively, but starts within the month in which the application was received or later.
  • Once we receive your application, an LRAP Advisor will review the information and determine your eligibility and disbursement amount.
  • When your eligibility has been determined, you will receive an email with a Promissory Note attached. You must submit the Promissory Note and Information Certificate with original signatures by postal mail.
  • Once we receive your Promissory Note, you will receive an email confirmation and a payment request will be submitted to the law school’s Business Services.
  • Funds are made available within approximately 10-14 days. If you do not have EFT set up, this may take 2-3 days longer.

 

Checklist for the forgiveness/cancellation application

 Online forgiveness application

 Employment verification form

 Proof of loan repayment in the form of payment history or statements of payments. A 12 month payment history can typically be downloaded from your loan servicer’s online portal. We are looking to verify that you are making the required payments on your student loans each month for the period of your LRAP contract.

 

Application Forms

Visit our Forms page for our regularly updated application forms. If you are unable to submit the application using the web form, you may e-mail your scanned application to: lrap@law.berkeley.edu, fax to: 510-666-3577, send by postal mail to (may cause delays): Financial Aid Office, UC Berkeley, School of Law, ATTN: LRAP, 226 Boalt Hall, Berkeley, CA 94720-7220