How to Apply for LRAP

An application is required to receive an LRAP loan, and at the end of each LRAP contract, an application for forgiveness is required to fully or partially forgive your LRAP loan. We encourage you to use the LRAP Calculator to estimate your LRAP eligibility prior to applying for funding. The LRAP Handbooks describe the application and forgiveness processes in detail, including the specific formulas we use to make our determinations.

If you have further questions about the LRAP Application after reviewing this page, please review the LRAP application definitions and FAQs.

Returning to LRAP after the payment pause

Timing and instructions

Last updated December 8, 2022