How to Apply for LRAP

To receive an LRAP loan, you must submit an LRAP application. Then, at the end of each LRAP contract, you must submit an application for forgiveness. We encourage you to use the LRAP Calculator to estimate your LRAP eligibility prior to applying for funding. The LRAP Handbooks describe the application and forgiveness processes in detail, including the specific formulas we use to make our determinations.

If you have further questions about the LRAP application after reviewing this page, please review the LRAP application definitions and FAQs.

Returning to LRAP after the payment pause

Timing and instructions

Last updated March 1, 2024