How to Apply for LRAP

An application is required to receive an LRAP loan, and at the end of each LRAP contract, an application for forgiveness is required to fully or partially forgive your LRAP loan. We encourage you to use our LRAP Calculator to estimate your LRAP eligibility and level of support prior to applying for LRAP funding. Please review our LRAP guidelines to learn more about the application and forgiveness processes, including the specific formulas we use to determine support and forgiveness.

After reviewing this page, if you have further questions about the LRAP Application, please review our LRAP application definitions and FAQs.

Check out our forbearance and return to LRAP FAQs to help you determine when and how you should apply for your next LRAP contract as a continuing or first-time applicant.

Application Type Deadline

Application for an LRAP loan

Typically awarded in a contract period spanning approximately 12 months. Due each time you want a new LRAP award.

New and returning applicants: the application cycle is rolling, but to receive a timely LRAP award, we recommend submitting an LRAP application about a month before you have your first eligible loan payment due.

Continuing applicants: the application cycle is rolling, but to receive a timely LRAP award, we recommend submitting an application in the month your current LRAP contract ends.

Application for LRAP loan forgiveness

Due at the end of every LRAP contract period.

Within 30 days of the end of your previous LRAP contract period. (E.g., if your contract ends April 30, your forgiveness application will be due at the end of May). 

Worried about meeting the 3.5 year LRAP deadline? You can now apply to pre-qualify for 120 months of LRAP funding without having to submit an LRAP application.

To pre-qualify, you need to be 1) in greater-than-half time and paid law-related, public interest work making under $100k; 2) be in repayment (not in school, in a grace period, or in a forbearance or deferment (the automatic COVID forbearance doesn’t count)); 3) be enrolled in an income-driven repayment plan; and 4) have a $0 monthly payment.

View and submit the pre-qualification form here.

Before submitting your application for LRAP support, all participants (both new and continuing) must choose a “track.” The Standard track is only available for graduating classes through 2012. Graduates on the Standard track have the option of switching to the Income-Driven Repayment (IDR) track at a later date. Please note that if you select the IDR track, you must follow that track for the remainder of your participation in LRAP. Please feel free to contact an LRAP Advisor should you require assistance in choosing the most beneficial track.

Visit our Forms page for our regularly updated application forms. If you are unable to submit the application using the web form, you may e-mail your scanned application to lrap@law.berkeley.edu, or send by postal mail to Financial Aid Office, UC Berkeley, School of Law, ATTN: LRAP, 226 Law Building, Berkeley, CA 94720-7220 (may cause delays).

☐ Meet with an LRAP Advisor, preferably sometime in your 3L year. An LRAP appointment is a requirement to enter the program. We offer in-person, phone, Zoom, and Google Meet appointments. To schedule an LRAP appointment, please go to our online appointment scheduler. Our office is located at UC Berkeley School of Law, 226 Law Building, Berkeley, CA 94720-7200.

 

Online LRAP application

 

☐ Current employment verification form signed by your employer no more than 40 days in the past. Please include a copy of a published job description if this is your first time applying with this job.

 

☐ Verification of your Income-Driven Repayment plan (IBR or PAYE) in the form of an approval letter or payment schedule. An IBR/PAYE approval letter typically indicates your approved payment amount, when the plan begins, and when it expires. We do our best to align your LRAP loan and contract period with what your expected loan payments will be during your IDR plan. For this reason, we need to know when your plan begins and when it will expire.

  • Please see examples of IBR/PAYE approval letters from loan servicers to assist you in finding the required documentation: FedLoan Servicing, Navient, and Great Lakes.
  • If you apply before you receive your latest IDR approval letter, you can email us a copy of your letter when you receive it from your loan servicer. Likewise, any documents you wish to add to your application can be e-mailed to lrap@law.berkeley.edu.

 

☐ Loan indebtedness documents detailing your loan types, balances, and interest rates. You can find this information on your loan servicer’s website or if you log in to studentaid.gov.

 

☐ Personal statement. Please describe what brought you to public service and what you see yourself doing over the next five years (approx. 1 page). Although required, the personal statement is not used to determine eligibility.

 

☐ Completion of the UC Berkeley Controller’s Office vendor registration process, which is required before you can receive an LRAP loan disbursement. You may begin the process only after you 1) submit a first-time LRAP application, and 2) receive your personalized vendor registration link via email. Please review the instructions for completing the vendor registration process. A signed Conflict of Interest Form may be required as part of the vendor registration process. It is recommend that you sign up for EFT as part of the new vendor registration process in order to receive your LRAP funds more quickly.

 

☐ If you plan to pursue Public Service Loan Forgiveness (PSLF) and are in PSLF qualifying employment, eventually you will need to submit a PSLF Form to the Department of Education to certify your employment and payments. It is recommended that you submit this form annually at at least every time you leave a job. Please review our PSLF page form more information.

Online LRAP application

 

☐ Current employment verification form signed by your employer no more than 40 days in the past. Please include a copy of a published job description if this is your first time applying with this job.

 

Loan documentation

  • IDR Track: Verification of your Income-Driven Repayment plan (IBR or PAYE) in the form of an approval letter or payment schedule. An IBR/PAYE approval letter typically indicates your approved payment amount, when the plan begins, and when it expires. We do our best to align your LRAP loan and contract period with what your expected loan payments will be during your IDR plan. For this reason, we need to know when your plan begins and when it will expire.
    • Please see examples of IBR/PAYE approval letters from loan servicers to assist you in finding the required documentation: FedLoan Servicing, Navient, and Great Lakes.
    • If you apply before you receive your latest IDR approval letter, you can email us a copy of your letter when you receive it from your loan servicer. Likewise, any documents you wish to add to your application can be e-mailed to lrap@law.berkeley.edu.
  • Standard Track: we do not need proof of your repayment plan, but may require proof of your total remaining loan balances or your latest billing statement, especially if you are close to paying off your loans.
  • Classes of 2012 and earlier: any private loan statements that include the current balance, interest rate, and monthly payment amount.

 

☐ If you have not done so already, sign up for Electronic Funds Transfer. Follow the EFT authorization instructions for UC Berkeley vendors. This is a separate EFT account/process than when you were a student. All participants wishing to sign up for EFT must resubmit their EFT authorizations even if they had an active account as a student.

 

☐ If you plan to pursue Public Service Loan Forgiveness (PSLF) and are in PSLF qualifying employment, eventually you will need to submit a PSLF Form to the Department of Education to certify your employment and payments. It is recommended that you submit this form annually at at least every time you leave a job. Please review our PSLF page form more information.

  • We process applications on a rolling basis in the order received and recommend that you upload all required documents to avoid delays. Incomplete applications will take longer to process.
  • Please note that LRAP coverage will not be granted retroactively, but starts within the month in which the application was received or later. For questions, contact lrap@law.berkeley.edu.
  • Once we receive your application, an LRAP Advisor will review the information and determine your eligibility and disbursement amount.
  • If you are eligible for an award, you will receive two emails: 1) an email from the Financial Aid Office containing a DocuSign Access Code, and 2) an email from DocuSign containing a link to view and sign your LRAP award documents (including an Award Letter, Information Certification, and a Promissory Note).
  • Once we receive notification of your signed LRAP award documents, you will receive an email confirmation and a payment request will be submitted to the main campus’ Disbursements Office.
  • The main campus will disburse funds typically within approximately 10-14 days. If you do not have EFT set up, this may take 2-3 days longer.

According to the terms of your LRAP contract, you must submit a forgiveness application to fully or partially forgive each LRAP loan within 30 days of your LRAP contract ending. If you have a salary increase, job change, or don’t use all of your LRAP funds, you may owe some of your LRAP funding back.

To plan for potential repayment, we advise informing us of any job, salary, or family changes immediately by email. You can read more about our forgiveness process in our LRAP Handbooks on pages 14-18.

If your LRAP loan is not fully forgiven, you will owe LRAP funds back to the University. We will create a loan for you with the University of California’s loan servicer, Heartland ECSI. You’ll have at least a 4 month grace period where you will not be required to pay anything back. After your grace period ends, you’ll make payments to Heartland ECSI directly. You can either pay according to LRAP’s quarterly, 3-year repayment schedule; or you can pay everything you owe in one lump sum online or via check. Please reach out to us if you have any questions.

Online forgiveness application

 

☐ Current employer verification form signed by your employer (signed no more than 40 days before form submission)

 

☐ Payment history or redacted bank statement documenting payments for each month of your LRAP contract. A 12-month payment history can typically be downloaded from your loan servicer’s online portal. We are looking to verify that you are making the required payments on your student loans each month for the period of your LRAP contract.

Last updated November 19, 2021