How to Apply for LRAP

An application is required to receive an LRAP loan, and at the end of each LRAP contract, an application for forgiveness is required to fully or partially forgive your LRAP loan. We encourage you to use our LRAP Calculator to estimate your LRAP eligibility and level of support prior to applying for LRAP funding. Please review our LRAP guidelines to learn more about the application and forgiveness processes, including the specific formulas we use to determine support and forgiveness.

After reviewing this page, if you have further questions about the LRAP Application, please review our LRAP application definitions and FAQs.

Check out our forbearance and return to LRAP FAQs to help you determine when and how you should apply for your next LRAP contract as a continuing or first-time applicant.

Last updated November 19, 2021