How to Apply for LRAP

An application for an LRAP loan is required to receive funding. And at the end of each LRAP contract period, an application for forgiveness is required to partially or fully forgive your LRAP loan. We encourage you to use our LRAP Calculator to estimate your LRAP eligibility and level of support prior to applying for LRAP funding. Please review our LRAP guidelines to learn more about the application and forgiveness processes, including the specific calculations we use to determine support and forgiveness.

  Deadline

Application for Funding

 

Typically awarded in contract periods spanning 3 to 12 months. Due each time you want a new LRAP award.

 

New applicants: the application cycle is rolling, but to receive a timely LRAP award, we recommend submitting an LRAP application the month before you have your first eligible loan payment due. Oftentimes, it can take up to a month to receive your first LRAP award.

 

Continuing applicants: the application cycle is rolling, but to receive a timely LRAP award, we recommend submitting an application in the month your current LRAP contract ends (assuming you have an eligible payment due and qualifying employment).

 

Application for Forgiveness

Due at the end of every LRAP contract period.

 

Within 30 days of the end of your previous LRAP contract period. (E.g., if your contract ends April 30, your forgiveness application will be due at the end of May). 

 

 

Before submitting your application for LRAP support, all participants (both new and continuing) must choose a “track.” The Standard track is only available for the graduating classes through 2012. Graduates on the Standard track have the option of switching to the IBR/PAYE track at a later date. Please note that if you select the IBR/PAYE track, you must follow the track for the remainder of your participation in LRAP. Please feel free to contact an LRAP Advisor should you require assistance in choosing the most beneficial track.

Visit our Forms page for our regularly updated application forms. If you are unable to submit the application using the web form, you may e-mail your scanned application to: lrap@law.berkeley.edu, fax to: 510-643-6222, or send by postal mail to (may cause delays): Financial Aid Office, UC Berkeley, School of Law, ATTN: LRAP, 226 Law Building, Berkeley, CA 94720-7220.

☐ Meet with an LRAP Advisor, preferably sometime in your 3L year (or post-graduation before you enter repayment). An LRAP appointment is a requirement to enter the program. We offer in-person, phone, Zoom, and Google Meet appointments. To schedule an LRAP appointment, please go to our online appointment scheduler. Our office is located at UC Berkeley School of Law, 226 Law Building, Berkeley, CA 94720-7200.

 

☐ Completion of the online application

 

☐ Current employment verification form signed by your employer no more than 40 days in the past. Please include a copy of a published job description if this is your first time applying with this job.

 

☐ Verification of your Income-Driven Repayment plan (IBR or PAYE) in the form of an approval letter or payment schedule. An IBR/PAYE approval letter typically indicates your approved payment amount, when the plan begins, and when it expires. We do our best to align your LRAP loan and contract period with what your expected loan payments will be during your IDR plan. For this reason, we need to know know when your plan begins and when it will expire.

  • You may submit an LRAP application at your earliest convenience even if you don’t have a payment due yet or have not received your IBR or PAYE approval letter. Submit your LRAP application and e-mail us a copy of your IBR or PAYE approval letter when you receive it from your loan servicer. Likewise, any documents you wish to add to your application can be e-mailed to lrap@law.berkeley.edu. Please see samples of IBR/PAYE approval letters from loan servicers to assist you in finding the required documentation: FedLoan Servicing, Navient, and Great Lakes.

 

☐ Loan indebtedness documents detailing your loan types, balances, and interest rates. You can find this information on your loan servicer’s website or the National Student Loan Data System (NSLDS) (click on “Financial Aid Review”).

 

☐ Personal statement: please describe what brought you to public service and what you see yourself doing over the next five years (approx. 1 page). Although required, the personal statement is not used to determine eligibility.

 

☐ Completion of the UC Berkeley Controller’s Office vendor registration process, which is required before you can receive an LRAP loan disbursement. You may begin the process only after you 1) submit a first-time LRAP application, and 2) receive your personalized vendor registration link via email. Please review the instructions for completing the vendor registration process. A signed Conflict of Interest Form may be required as part of the vendor registration process. It is recommend that you sign up for EFT as part of the new vendor registration process in order to receive your LRAP funds more quickly.

 

☐ If you plan to pursue Public Service Loan Forgiveness (PSLF) and are in PSLF qualifying employment, eventually you will need to submit a PSLF Employment Certification Form to FedLoan Servicing (not the Financial Aid Office). It is recommended that you submit this form annually at at least every time you leave a job. Please note that when you submit the PSLF Employment Certification Form for the first time, your loans may be transferred from your current loan servicer to another loan servicer called FedLoan Servicing. During this transfer, you may be unable to make payments on your loans for 30-60 days. If you’re unsure when to submit this form, please contact us. Please review our PSLF page form more information.

 

☐ Completion of the online application

 

☐ Current employment verification form signed by your employer no more than 40 days in the past. Please include a copy of a published job description if this is your first time applying with this job.

 

Loan documentation

  • IDR Track: verification of your Income-Driven Repayment plan (IBR or PAYE) in the form of an approval letter or payment schedule. An IBR/PAYE approval letter typically indicates your approved payment amount, when the plan begins, and when it expires. We do our best to align your LRAP loan and contract period with what your expected loan payments will be during your IDR plan. For this reason, we need to know know when your plan begins and when it will expire.
    • You may submit an LRAP application at your earliest convenience even if you don’t have a payment due yet or have not received your IBR or PAYE approval letter. Submit your LRAP application and e-mail us a copy of your IBR or PAYE approval letter when you receive it from your loan servicer. Likewise, any documents you wish to add to your application can be e-mailed to lrap@law.berkeley.edu. Please see samples of IBR/PAYE approval letters from two loan servicers to assist you in finding the required documentation: FedLoan Servicing and Navient
  • Standard Track: we do not need proof of your repayment plan, but may require proof of your total remaining loan balances, especially if you are close to having paid off your loans.
  • Pre-2012 participants: any private loan statements that include the current balance, interest rate, and monthly payment amount.

 

☐ If you have not done so already, sign up for Electronic Funds Transfer. Follow the EFT authorization instructions for UC Berkeley vendors. This is a separate EFT account/process than when you were a student. All participants wishing to sign up for EFT must resubmit their EFT authorizations even if they had an active account as a student. For first-time applicants, we recommend signing up for EFT as part of the vendor registration process.

 

☐ If you plan to pursue Public Service Loan Forgiveness (PSLF) and are in PSLF qualifying employment, eventually you will need to submit a PSLF Employment Certification Form to FedLoan Servicing (not the Financial Aid Office). It is recommended that you submit this form annually at at least every time you leave a job. Please note that when you submit the PSLF Employment Certification Form for the first time, your loans may be transferred from your current loan servicer to another loan servicer called FedLoan Servicing. During this transfer, you may be unable to make payments on your loans for 30-60 days. If you’re unsure when to submit this form, please contact us. Please review our PSLF page form more information.

  • We process applications on a rolling basis in the order received and recommend that you submit all required documents to avoid delays. Incomplete applications will take longer to process.

 

  • Please note that LRAP coverage will not be granted retroactively, but starts within the month in which the application was received or later. For questions, contact lrap@law.berkeley.edu.

 

  • Once we receive your application, an LRAP Advisor will review the information and determine your eligibility and disbursement amount.

 

  • If you are eligible for an award, you will receive two emails: 1) an email from the Financial Aid Office containing a DocuSign Access Code, and 2) an email from DocuSign containing a link to view and sign your LRAP award documents (including an Award Letter, Information Certification, and a Promissory Note).

 

  • Once we receive notification of your signed LRAP award documents, you will receive an email confirmation and a payment request will be submitted to the main campus’ Disbursements Office.

 

  • The main campus will disburse funds typically within approximately 10-14 days. If you do not have EFT set up, this may take 2-3 days longer.

☐ Completion of the online forgiveness application

 

☐ Current employer verification form signed by your employer (signed no more than 40 days before form submission)

 

☐ Payment history or redacted bank statement documenting payments for each month of your LRAP contract. A 12-month payment history can typically be downloaded from your loan servicer’s online portal. We are looking to verify that you are making the required payments on your student loans each month for the period of your LRAP contract.

Last updated August 18, 2020

Notice – Latest updates on COVID-19 policies and resources for the UC Berkeley campus community. — View Details