Loan Repayment Assistance Program (LRAP)

Webinar: LRAP and Loan Repayment for Public Interest Graduates

Our latest LRAP presentation occurred on March 2, 2021. If you missed the presentation or want to revisit the information, you can view the Zoom recording and the Google Slides here.

Read updates about COVID-19, LRAP, and your student loans

 

The Program

Berkeley Law maintains a strong commitment to public service-oriented graduates and it is our goal to preserve career choice by lowering the student debt barrier. Since 1997, Berkeley Law has supported public interest graduates through its Loan Repayment Assistance Program (LRAP). Through LRAP, Berkeley Law provides funding to eligible applicants to help cover educational student loan payments.

Beginning in January 2010, Berkeley Law improved its LRAP support by integrating LRAP with federal income-driven repayment (IDR) and federal Public Service Loan Forgiveness (PSLF). Since 2010, LRAP has been able to grant up to 10 years of support to graduates for income-driven payments on federal student loans with no maximum amount of loan debt, provided that their annual income is no greater than $100,000. For the classes of 2013 and beyond, LRAP works exclusively in tandem with IDR and PSLF.

 

How it Works

For public interest graduates, you may utilize one or more of the following: 1) federal Income-Driven Repayment, 2) Berkeley Law’s LRAP, and 3) federal Public Service Loan Forgiveness. All three programs are different but can work in tandem to lower out-of-pocket student loan expenses.

 

Eligibility

Berkeley Law’s LRAP is designed to aid Berkeley Law graduates who earned their Juris Doctor (J.D.) degree and work in law-related, public interest employment. Graduates must apply within three and a half years of graduation; once in the program, graduates can use up to 120 months, cumulatively, of LRAP support. To read detailed eligibility requirements by class year, review our LRAP Handbooks (updated annually):

Before applying, we encourage you to use our LRAP Calculator to estimate if you are eligible for LRAP and what level of LRAP support you may receive.

 

Application

We have a rolling application cycle, meaning you can apply for LRAP any time. Recent graduates are eligible to begin their first LRAP contract at the end of the six-month grace period on their student loans after graduating. For all applicants, we recommend applying for LRAP about a month before your next loan payment is due. Continuing LRAP applicants should submit an application for a new LRAP contract in the month their current LRAP contract ends. We cannot provide retroactive LRAP support.

 

Questions?

Want to learn more about LRAP and PSLF, determine your eligibility, or talk through loan repayment with an advisor? Email us at lrap@law.berkeley.edu or schedule an appointment (in-person, phone, Zoom, or Google Meet options available). Alternatively, join us for our drop-in Zoom office hours, which are 1:1 and confidential. Office hours are 1:00 – 4:00 pm Mondays and Wednesday and 9:00 am – 12:00 pm Tuesdays and Thursdays, and will be available through May 27.

Current students considering public service careers are encouraged to discuss their options with an LRAP advisor well before graduation.

Please note: All law school classes are currently being held by distance learning. For the time being, our staff members will be working remotely. To contact us, please either leave a voicemail or email us. Staff members will not be in the office to answer your call.