Loan Repayment Assistance Program (LRAP)

OFFICE CLOSURE DATES

December 23, 2021 – January 2, 2022

The Program

One of Berkeley Law’s defining characteristics is its public mission and commitment to supporting our students and graduates pursuing public service careers. Our Loan Repayment Assistance Program (LRAP) is crucial in this regard. Since 1997, Berkeley Law’s LRAP has provided funding to graduates working in public interest careers to help them cover student loan payments and ease the burden of loan repayment.

Any J.D. graduate working in law-related, public interest employment can utilize LRAP funding for up to 10 years, cumulatively, so long as they enter the program for the first time within 3.5 years of graduation. Participants earning $80,000 or less can receive 100% LRAP support with no out-of-pocket contributions toward their loans, and graduates earning over $80,000 and up to $100,000 can receive partial support for their loan payments. Pairing LRAP with the federal government’s Public Service Loan Forgiveness (PSLF) program, graduates in certain public interest jobs can apply to have their loan balance entirely forgiven, tax free, after 10 years of qualifying employment and income-driven monthly payments.

 

How it Works

Public interest graduates may utilize one or more of the following: 1) federal Income-Driven Repayment, 2) Berkeley Law’s LRAP, and 3) federal Public Service Loan Forgiveness. All three programs are different but can work in tandem to lower out-of-pocket student loan expenses. To learn more:

  • Watch our latest LRAP presentation (last conducted October 20, 2021) to learn how LRAP, IDR, and PSLF work together. If you’d prefer to follow along without audio and video, you can view the standalone Google Slides.
  • Check out live and recorded webinars and presentations to learn more about loan repayment generally.
  • Our LRAP FAQs can answer common questions about LRAP and loan repayment.
  • Combining advice from former LRAP participants, the Department of Education, and student loan advocacy groups, our PSLF Tips can help you successfully obtain PSLF.

 

Eligibility

Berkeley Law’s LRAP is designed to aid Berkeley Law graduates who earned their Juris Doctor (J.D.) degree and work in law-related, public interest employment. Graduates must apply within three and a half years of graduation; once in the program, graduates can use up to 120 months, cumulatively, of LRAP support. To read detailed eligibility requirements by class year, review our LRAP Handbooks (updated annually):

Before applying, we encourage you to use our LRAP Calculator to estimate if you are eligible for LRAP and what level of LRAP support you may receive.

 

Application

We have a rolling application cycle, meaning you can apply for LRAP any time. Recent graduates are eligible to begin their first LRAP contract six months after graduation when their grace period ends. For all applicants, we recommend applying for LRAP about a month before your next loan payment is due. Continuing LRAP applicants should submit an application for a new LRAP contract in the month their current LRAP contract ends. We cannot provide retroactive LRAP support.

 

Questions?

Want to learn more about LRAP and PSLF, determine your eligibility, or talk through loan repayment with an advisor? Email us at lrap@law.berkeley.edu or schedule an appointment (in-person, phone, Zoom, or Google Meet options available).

Current students considering public service careers are encouraged to discuss their options with an LRAP advisor well before graduation.