Manisha Padi studies the law and economics of consumer financial contracts.
Specifically, she is interested in how the legal treatment of individuals’ granular transactions have an aggregate impact on consumer welfare, financial institutions, and the economy as a whole. Her work uses empirical methods to evaluate the role of regulation on consumers. She focuses broadly on two areas – mortgage regulation and retirement policy.
Her working papers include projects on the effect of consumer protection law on homeowners and mortgage lenders, the role of firm private information in the exercise of contract rights, the effect of fiduciary duty on the sale of annuities and the role of Social Security design in implicitly regulating the annuity market.
More about Manisha Padi’s research here.
Education
J.D., Yale Law School
Ph.D., Economics, Massachusetts Institute of Technology
Manisha Padi is not teaching any Law courses in Fall 2024.
Courses During Other Semesters
Semester | Course Num | Course Title | Teaching Evaluations | Spring 2024 | 247.11 sec. 001 | Consumer Financial Regulation | View Teaching Evaluation | 285.44 sec. 001 | Consumer Law and Economic Justice Workshop | View Teaching Evaluation | Spring 2023 | 202F sec. 001 | Contracts |
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