Apart from their assigned mod courses, 1L students may only enroll in courses offered as 1L electives. A complete list of these courses can be found on the 1L Elective Listings page. 1L students must use the 1L class number listed on the course description when enrolling.
254.52 sec. 001 - Anti-Discrimination Policies In Insurance Law (Spring 2023)
Instructor: Anya Prince
View all teaching evaluations for this course - degree students only
Units: 1
Grading Designation: Credit Only
Mode of Instruction: In-Person
Meetings:
Th 6:25 PM - 9:25 PM
Location: Law 130
On 2023-02-02
F 10:00 AM - 12:00 PM
Location: Law 130
On 2023-02-03
F 3:10 PM - 5:10 PM
Location: Law 130
On 2023-02-03
Sa 09:30 AM - 12:30 PM
Location: Law 130
On 2023-02-04
Sa 2:10 PM - 5:10 PM
Location: Law 130
On 2023-02-04
Course End: February 04, 2023
Class Number: 32687
Enrollment info:
Enrolled: 6
Waitlisted: 0
Enroll Limit: 35
As of: 08/24 11:03 PM
Freedom from discrimination on the basis of protected traits, such as race or ethnicity, gender, or health status has long been an important foundational principle across many facets of society. In insurance, anti-discrimination principles are essential, especially given the history of past racial discrimination and redlining in the industry. However, broad anti-discrimination principles can also be at odds with one of the primary roles of insurance: to classify risks. Risk classification requires insurers to differentiate between the risks that individuals bring into the insurance pool and to charge premiums commensurate with this risk. In insurance, unfair discrimination would be the failure to treat unequal risks unequally in a way that is against actuarial evidence. This class explores the tensions between two conceptions of fairness, social and actuarial, that undergird anti-discrimination rules in insurance. The class will utilize examples of current debates occurring amongst regulators, such as the use of credit scores, genetic test results, and algorithms in insurance underwriting. Given that not all students will have a background in insurance, the class will begin with an overview of key insurance principles and regulatory systems.
Professor Bio:
Anya Prince is a Professor of Law at the University of Iowa College of Law. Professor Prince’s teaching and research interests explore health and genetic privacy, with a particular focus on genetic discrimination, the health privacy and insurance implications of big data, and the ethical, legal, and social implications of genomic testing. Her interdisciplinary work has been published in legal, bioethics, and medical journals, including North Carolina Law Review, Iowa Law Review, JAMA, the American Journal of Bioethics, Journal of Law, Medicine, and Ethics, and Genetics in Medicine. In Spring 2023 she will be a Visiting Scholar at the National Institutes of Health (NIH) Department of Bioethics.
Attendance at the first class is mandatory for all currently enrolled and waitlisted students; any currently enrolled or waitlisted students who are not present on the first day of class (without prior permission of the instructor) will be dropped. The instructor will continue to take attendance throughout the add/drop period and anyone who moves off the waitlist into the class must continue to attend or have prior permission of the instructor in order not to be dropped.
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Exam Notes: (TH) Take-home examination
(Subject to change by faculty member only through the first two weeks of instruction)
Exam Length: 4 hours
Course Category: Business Law
This course is listed in the following sub-categories:
Race and Law
Social Justice and Public Interest
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