Apart from their assigned mod courses, 1L students may only enroll in courses offered as 1L electives. A complete list of these courses can be found on the 1L Elective Listings page. 1L students must use the 1L class number listed on the course description when enrolling.
247.11 sec. 001 - Consumer Financial Regulation (Spring 2021)
Instructor: Manisha Padi (view instructor's teaching evaluations - degree students only | profile)
View all teaching evaluations for this course - degree students only
Grading Designation: Graded
Mode of Instruction: Remote Instruction
- WTh 08:00 AM - 09:50 AM
From January 20, 2021
To April 07, 2021
Course End: April 07, 2021
Class Number: 32640
Enroll Limit: 24
As of: 05/08 05:45 AM
This course provides an interdisciplinary overview of consumer finance. In the past few decades, culminating in the COVID-19 pandemic, households have faced the mounting pressures on their finances due to mortgages, student loans, credit cards, healthcare, long term care, and inadequate retirement income. Demands to ease this pressure led to the establishment of the Consumer Financial Protection Bureau and the issuance of a variety of regulations aimed at improving consumer outcomes. Students in this course will learn the economic underpinnings of how consumers make financial decisions, like choosing loans, insurance, and retirement products. The course traces out existing consumer protection efforts targeting financial products, focusing on particular markets where recent regulations have been passed. The course will explore the legal theories related to ongoing discussions about consumer financial protection. Students will be expected to participate in class discussions and write up a policy paper and presentation for the final classes.
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Instructor has indicated that no books will be assigned.