“Every state, with varying degrees of severity, is facing increased frequency and severity of climate-driven, weather-related catastrophes. And so insurance companies throughout the U.S. are raising rates and declining to renew and write insurance. That’s landing with different levels of acuity in different parts of the country based on the severity and frequency of the climate-driven events, but there’s no get-out-of-climate-change free card in the U.S. This problem is landing everywhere.” – Dave Jones, director of Climate Risk Initiative, Center for Law, Energy & the Environment, UC Berkeley Law