Apart from their assigned mod courses, 1L students may only enroll in courses offered as 1L electives. A complete list of these courses can be found on the 1L Elective Listings page. 1L students must use the 1L class number listed on the course description when enrolling.
247.11 sec. 001 - Consumer Financial Regulation (Spring 2026)
Instructor: Manisha Padi (view instructor's teaching evaluations - degree students only | profile)
View all teaching evaluations for this course - degree students only
Units: 3
Grading Designation: Graded
Mode of Instruction: In-Person
Meeting:
F 10:00 AM - 12:40 PM
Location: Law 140
From January 16, 2026
To April 24, 2026
Course End: April 24, 2026
Class Number: 33819
Enrollment info:
Enrolled: 18
Waitlisted: 0
Enroll Limit: 24
As of: 03/03 02:27 AM
This course provides an interdisciplinary overview of consumer finance. In the past few decades, households have faced mounting pressures on their finances due to mortgages, student loans, credit cards, healthcare, long-term care, and inadequate retirement income. Demands to ease this pressure led to the establishment of the Consumer Financial Protection Bureau and the issuance of a variety of regulations aimed at improving consumer outcomes. Recent political developments have entirely reshaped consumer financial regulation in the United States. Students in this course will learn the economic underpinnings of how consumers make financial decisions, like choosing loans, insurance, and retirement products. The course traces out existing consumer protection efforts targeting financial products, focusing on particular markets where recent regulations have been passed. The course will explore the legal theories related to ongoing discussions about consumer financial protection, with a particular concentration on inequality across income, race, and other social groups. Students will be expected to participate in class discussions and write a policy paper and presentation for the final classes.
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Requirements Satisfaction:
This class may be counted as an Option 1 class (two Option 1 classes satisfy the J.D. writing requirement) and units from this class may count toward the J.D. Race and Law Requirement. This class may count for both requirements. |
Exam Notes: (P) Final Paper
(Subject to change by faculty member only through the first two weeks of instruction)
Course Category: Business Law
This course is listed in the following sub-categories:
Race and Law
Social Justice and Public Interest
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