September
5,
2007
In comments to the Federal Trade Commission, the Samuelson Clinic argued that credit grantors are using the Social Security number (SSN) both as a record locator to identify individuals, but also as a password to authenticate them. A series of cases points to credit grantors approving impostors’ applications for new accounts where the SSN matched, but other critical information, such as the date of birth and address, did not. read more »