LRAP Links


Eligibility Guidelines (1997-2012)

Eligibility Guidelines (2013+)

How to Apply

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Glossary of Terms

Loan Consolidation

News & Announcements



Contact Us

Direct Lending Servicing (information on your federal loans)

U.S. Department of Education Direct Loan Servicing Center:
Phone: 1-800-848-0979
P.O. Box 5609
Greenville, TX 75403-5609
Retrieve your Personal Identification Number (PIN) from the Department of Education
Use the PIN to look up your federal student loans in the National Student Loan Data System
Repayment information for federal student loans
Information about deferment and forbearance for FFEL and Direct Loans
Direct Loan Consolidation Self-Help Packet
Federal Loan Consolidation checklist
Federal Direct Consolidation Loan Application


College Cost Reduction and Access Act of 2007
Equal Justice Works CCRAA Overview

Philip G. Schrag, Federal Student Loan Repayment Assistance for Public Interest Lawyers and Other Employees of Governments and Nonprofit Organizations
Final regulations


Private Loan Information    
Check for private student loans, which will not appear in the National Student Loan Data System. Private loans are not eligible for forgiveness.


Student Loan Debt Management
Detailed information about debt relief and loan repayment assistance including the College Cost Reduction and Access Act – Public Service Loan Forgiveness
Student Loan Borrower Assistance  


Public Service Loan Forgiveness Program (PSLF) and Income Based Repayment (IBR) 
The Department of Education’s fact sheet on Public Service Loan Forgiveness   
The Department of Education’s Q&A on Income Based Repayment       
The Department of Education’s Q&A on Public Service Loan Forgiveness
Public Service Loan Forgiveness: Basic Check List
Detailed information about the Public Service Loan Forgiveness program and Income-Based Repayment (IBR)
Federal Student Aid – Income Based Repayment Calculator
FinAid – Various loan repayment calculators 


Excerpt from IRS Publication 970

Federal DIRECT Account Summary - Repayment Plan Sample