Freeze! That security law may be unconstitutional

Long Island Business News


Chris Hoofnagle, a senior fellow at the Berkeley Center for Law & Technology at Boalt Hall Law School, described freezes as “more intense” than a prior safeguard, fraud alerts.

“Freezing a credit report creates an impenetrable shield,” against identity theft, he said, noting that he doesn’t know of a single instance where a consumer with a freeze in place subsequently became a victim of identity theft.

On the other hand, Hoofnagle noted that because of limited knowledge about the laws, only a few thousand freezes have taken place.